Health insurance plan for mock call
| Attribute | Niva Bupa Reassure 2.0 2A+4C 65 | Care Supreme 2A+2C | Star Comprehensive (2A+3C) 65 | HDFC Ergo Optima Secure |
|---|---|---|---|---|
| Silent Feature | Restoration/Booster/Wellness/Lock clock | Restoration/Cumulative/Wellness | Restoration/No claim/OPD | Restor/Secure benefit 2X |
| Restoration Benefits | Unlimited | Unlimited | Once a year/fully exhaust | upto 100% of SI |
| Bonus Benefits | Booster 10X | Cummulative(50%)/Super Cumulative | No Claim Bonus | Cumulative/protect benfit 146 |
| Room Rent | Up to SI | No Limit | Single Pvt Room | No Limit |
| Domiciliary Treatment | Up to SI | Up to SI | Up to SI | Up to SI |
| Day Care Benefits | All Day Care | Up to SI | All Day Care | All Day Care |
| OPD | No | No | 300 Per visit (1200-5000) yearly | |
| Health Checkup Day1 | defined list of test Ind-5K F-10K | health chk up rider once/year all | claim free year 5K adult | once evry year Ind-8K F-12K |
| Live Healthy | Up to 30% discnt on premium Renewal | upto 20% Renewal | upto 10% Renewal | |
| ICU Coverage | Up to SI | Up to SI | Up to SI | Up to SI |
| Pre Hospital | 60 Days | 60 Days | 60 Days | 60 Days |
| Post Hospital | 180 Days | 180 Days | 90 Days | 180 Days |
| Accident | 5 Time of SI | 100% of SI | ||
| Maternity Benefits | No | Start Day-1 upto 25K | after 2 years,2 delivery,2 yr gap | |
| Ambulance Road/Air | Upto SI/2.5L | 10K/Per year/5L | Actual up to SI/2.5L | up to SI/5L |
| Riders | Safeguard+ (All 146) DMSH+(BP,Diabetets Day1) Gold,Pltnm free(3000) Booster 10X | Super Cumulative (45-75),7X 5year PED Reduction(4-1) Claim Shield (68), Instant cover, ABCD 30 Days,Health chk up paid | PED buy back(3-1) Star Extra Protect(146) | |
| Waiting Period | ||||
| seasonal(Dengue,Malaria,Flu) | 30 Days | 30 Days | 30 Days | 30 Days |
| Specific(Stone,piles,hernia) | 2 Years | 2 Years | 2 Years | 2 Years |
| PED(BP,Thyoride,Diabets) | 3 Years | 4 Years | 3 Years | 3 Years |
